A Virginia Guide for Auto Accident Victims
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WHAT YOU NEED TO KNOW IN PRINCE WILLIAM COUNTY
A recent insurance study concluded that the settlement figure for people who are represented by an attorney was 3 1/2 times higher than those who did not have an attorney. Of course, insurance companies don't want you to have an attorney. Insurance adjustors benefit from the confusion that injuries from a major car crash cause in people's lives. After all, the insurance adjustor wants to save the company money by paying less to injured people who need it.
Statistics prove you benefit by having a car accident attorney to help you through the complicated rules of insurance coverage for your injuries. Talk to an experienced auto accident attorney today. DON'T GO IT ALONE.
Q: What kind of compensation am I entitled to?
A: As someone who has been injured by another person in an auto, truck, car or motorcycle accident, you have the right to a FULL RECOVERY for the injuries you received. This includes:
- MEDICAL BILLS, PAST AND FUTURE
- LOST WAGES, PAST AND FUTURE
- PAIN, DISCOMFORT & ANGUISH, PAST AND FUTURE
- COMPENSATION FOR THE LOSS OF A FAMILY MEMBER
Q: Who will pay for my medical treatment now and in the future if I have permanent injuries?
A: There are several sources available to pay for your medical expenses, depending on your particular circumstances. These include payment from the defendant's insurance company, your own health insurance, and in some cases, from your own automobile insurance coverage. Each case needs to be carefully examined to explore all the options to maximize your recovery.
WHAT YOU NEED TO DO
Q: Should I talk to the insurance company about the accident and my injuries?
A: Remember, the insurance adjustor wants to save the company money by paying less to injured people who need it. Never go into detail about your injuries until you have spoken to an attorney first. And never discuss the cause of the accident until you have spoken to an attorney first. Some states, such as Virginia, Maryland, &, the District of Columbia, have laws that completely bar you from any recovery at all. Never agree to a tape recorded statement and never sign a release.
Q: Will I be compensated for my lost wages?
A: A comprehensive review of all your compensation options will let you know how your lost wages will be covered. And, it's very important to document each and every hour missed. In cases where there is a loss of life, it is necessary to employ the services of an economist to calculate the income the family member would have been able to earn.
Q: How much insurance coverage exists to pay for my injuries and why is UM/UIM coverage important to me?
A: How much insurance coverage is available to you depends on the amount the person who caused the accident has. While many people carry much more than the minimum, if there is not enough to compensate you, we always look to the amount of Underinsured Motorist (UM) or Uninsured Motorist (UIM) coverage you carry on your policy and any umbrella policies, that you and your family may have.
Q:Who will pay for the damage to my car?
A: The insurance company for the person who caused the accident will usually pay for the repairs to your vehicle. Be sure to ask for a rental car while you are waiting for the repairs.
WHEN YOU ARE INJURED, MAKE SURE YOU DO THE FOLLOWING
- Report any injured to your doctor
- See your doctor immediately
- Get the names and addresses of anyone who saw the accident
- Do not speak to the defendant's insurance adjustor or investigator before speaking with an attorney
- Do not accept any settlement before speaking with an attorney
It is very important that you know your rights as an injured person. We hope this article will be helpful to you in beginning to understand the complexities of compensation for your injuries.
Of course, no article could possibly answer all the issues that may confront you in your time of need. If you've been injured in an automobile accident tht was not your fault, you may have important questions that need immediate answers.
For this reason, please feel free to contact our offices if you have any questions or would like to know more about your options
The consultation is free. Home, hospital, and evening appointments are available for your convenience
If you or someone you love has been injured in an auto accident in Prince William County, Manassas, Manassas Park, Woodbridge, Dale City, Herndon, Quantico, or near these areas in Virginia, then please call our office for a free consultation today - (703) 330-6300.
